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Journal Article
Business Insights: Tentative Momentum as Uncertainty Looms
After navigating 2025's challenges, firms entered 2026 with cautious optimism. They felt more confident in their own resilience and half joked that the new year could not possibly throw as many curve balls as the last one. Through mid-January, this optimism, however, had not translated into major hiring or investment decisions. While firms felt more upbeat, they were still hesitant. You can read more about how firms began the year in January's "What Businesses Are Saying."In this post, we explore how reported conditions have evolved since, drawing from conversations in early February to ...
Journal Article
District/State economic conditions: District economic overview
Journal Article
District/State economic conditions: State economic conditions
Journal Article
District economic overview and State economic conditions
Journal Article
District/State economic conditions : District economic overview
Journal Article
District/State economic conditions : State economic conditions
Journal Article
District/State economic conditions : District economic overview
Working Paper
A literature review on the effectiveness of financial education
This survey summarizes current research on financial literacy efforts. Because most financial literacy programs are relatively new, much of the literature reviewed here is also new and part of a field that is still developing as a program of research. However, we can conclude that financial education is necessary and that many existing approaches are effective. Among the findings are that some households make mistakes with personal finance decisions; mistakes are more common for low income and less educated households; there is a causal connection between increases in financial knowledge and ...