Latest Items by Federal Reserve Bank of St. Louis

• The Local-Spillover Decomposition of an Aggregate Causal Effect
  Ebsim, Mahdi & Li, Jingchao & McCrory, Peter B. & Conley, Timothy G. & Dupor, Bill
• Declining Fertility Rates across the World
  Ravikumar, B. & Vandenbroucke, Guillaume
• Real-Life Examples of Opportunity Cost
  Fagan, Doreen
• What 30 Million Applications Reveal about Mortgage Denial Thresholds
  García, Manu & Garriga, Carlos
• Tracking the Shift from Mortgage Refinancings to HELOCs
  Mori, Masataka & Sanchez, Juan M.
• Measuring AI Adoption among Firms: How You Ask Matters
  Deming, David & Fuchs-Schündeln, Nicola & Jessen, Jonas & Bick, Alexander & Blandin, Adam
• Algorithms as Shadow Regulation: Secondary Market Access Overrides Home Buyer Credit Risk
  Garriga, Carlos & García, Manu
• How Should the Promise of Higher Productivity Growth Change the Reality of Monetary Policy Today?
  Musalem, Alberto G.
• Failing the Threshold: The Impact of Rising Interest Rates on Mortgage Borrowing
  García, Manu & Garriga, Carlos
• How Trade Policy Is Changing: From Broad Rules to Targeted Restrictions
  Santacreu, Ana Maria & Patro, Bontu Ankit
• What Is the Federal Open Market Committee?
  Roberts, Austin
• The Determinants of Mortgage Denial
  García, Manu & Garriga, Carlos
• Does Uncertainty Really Predict Recessions?
  Hathhorn, Brooke & Owyang, Michael T. & Jackson, Laura E.
• The Geography of the Startup Surge during the Pandemic
  Rubinton, Hannah & Patro, Bontu Ankit
• Who Works from Home? Education, Job Type and Location All Play a Role
  Gerlach, Gus
• 1776 and the Economics of Government
  Silvanus, Rehann & Gascon, Charles S.
• Banking Analytics: Banks Experience Asset Growth amid Ongoing Consolidation
  Romanko, Reed & Jenkins, Suzanne
• Firm-Worker Matches: Experience or Inspection Goods?
  Topa, Giovanni M. & Gregory, Victoria & Menzio, Guido
• The Demographics of Wealth 2015, Essay No. 1: Race, Ethnicity and Wealth
  Emmons, William R. & Boshara, Ray & Noeth, Bryan J.
• The Demographics of Wealth 2015, Essay No. 2: Education and Wealth
  Noeth, Bryan J. & Emmons, William R. & Boshara, Ray
• Reversing the Tipping Point?
  Cynamon, Barry Z.
• The Evolving U.S. Economy and Household Debt: Featured Speaker Remarks
  Dynan, Karen E.
• How Do Credit Supply Shocks Affect the Real Economy? Evidence from the United States in the 1980s
  Verner, Emil & Sufi, Amir & Mian, Atif
• Household Debt at the Tipping Point: When and Why Does Household Borrowing Hurt the Economy?
  Ricketts, Lowell R. & Emmons, William R.
• The Sustainability of U.S. Household Finances
  Fazzari, Steven & Cynamon, Barry Z. & Cooper, Daniel H.
• The Demographics of Loan Delinquency: Tipping Points or Tip of the Iceberg?
  Ricketts, Lowell R. & Emmons, William R.
• The Debt Goes On: A Post-Crisis "Progress" Report
  Alpert, Daniel & Hockett, Robert
• Identifying "Tipping Points" in Consumer Liabilities Using High-Frequency Data
  Ricketts, Lowell R. & Garriga, Carlos & Schlagenhauf, Don E.
• Interest Rates and Equity Extraction During the Housing Boom
  Bhutta, Neil & Keys, Benjamin J.
• Declining Birth Rates and Global Population Change
  Vandenbroucke, Guillaume & Ravikumar, B.