Latest Items by Federal Reserve Bank of Philadelphia

• Meet People Where They Are: Building Formal Credit Using Informal Financial Traditions
  Akana, Tom
• Bargaining Shocks and Aggregate Fluctuations
  Drautzburg, Thorsten & Fernandez-Villaverde, Jesus & Guerron-Quintana, Pablo
• Regulating Consumer Credit and Protecting (Behavioral) Borrowers
  Livshits, Igor
• No More Californias
  Mangum, Kyle
• Banking Trends: Do Stress Tests Reduce Credit Growth?
  Yu, Edison
• Do Stress Tests Reduce Credit Growth?
  Yu, Edison
• Expanded GDP for Welfare Measurement in the 21st Century
  Hulten, Charles R. & Nakamura, Leonard I.
• From Incurred Loss to Current Expected Credit Loss (CECL): A Forensic Analysis of the Allowance for Loan Losses in Unconditionally Cancelable Credit Card Portfolios
  Canals-Cerda, Jose J.
• “Don’t Know What You Got Till It’s Gone”—The Community Reinvestment Act in a Changing Financial Landscape
  Ding, Lei & Nakamura, Leonard I.
• Supply Shock Versus Demand Shock: The Local Effects of New Housing in Low-Income Areas
  Mast, Evan & Asquith, Brian & Reed, Davin
• Debt Collection Agencies and the Supply of Consumer Credit
  Fedaseyeu, Viktar
• Health Insurance as an Income Stabilizer
  Grinstein-Weiss, Michal & Gallagher, Emily & Blascak, Nathan & Roll, Stephen
• The Opportunities of a Tight Labor Market
  Harker, Patrick T.
• The Opportunities of a Tight Labor Market
  Harker, Patrick T.
• Concentration in Mortgage Markets: GSE Exposure and Risk-Taking in Uncertain Times
  Gupta, Deeksha & Elul, Ronel & Musto, David K.
• Economic Outlook
  Harker, Patrick T.
• Self-Fulfilling Debt Crises, Revisited
  Chatterjee, Satyajit & Cole, Harold L. & Aguiar, Mark & Stangebye, Zachary
• Monetary Policy Normalization: Low Interest Rates and the New Normal
  Harker, Patrick T.
• Capital Income Taxation with Housing
  Nakajima, Makoto
• The Trade-Comovement Puzzle
  Drozd, Lukasz A. & Kolbin, Sergey & Nosal, Jaromir B.
• Population Aging, Credit Market Frictions, and Chinese Economic Growth
  Dotsey, Michael & Li, Wenli & Yang, Fang
• Financial Consequences of Health Insurance: Evidence from the ACA’s Dependent Coverage Mandate
  Mikhed, Vyacheslav & Blascak, Nathan
• Owner-Occupancy Fraud and Mortgage Performance
  Payne, Aaron & Elul, Ronel & Tilson, Sebatian
• Fast Locations and Slowing Labor Mobility
  Coate, Patrick & Mangum, Kyle
• Inflation dynamics with labour market matching: assessing alternative specifications
  Christoffel, Kai & Costain, James & Kuester, Keith & Linzert, Tobias & Millard, Stephen P. & Pierrard, Olivier & Gregory de Walque
• Competition and Health-Care Spending: Theory and Application to Certificate of Need Laws
  Bailey, James & Hamami, Tom
• A Shortage of Short Sales: Explaining the Underutilization of a Foreclosure Alternative
  Zhang, Calvin
• What "triggers" mortgage default?
  Elul, Ronel & Souleles, Nicholas S. & Chomsisengphet, Souphala & Hunt, Robert M. & Dennis & Glennon
• Beautiful City: Leisure Amenities and Urban Growth
  Carlino, Gerald A. & Salz, Albert
• Building Credit History with Heterogeneously Informed Lenders
  Kovrijnykh, Natalia & Livshits, Igor & Zetlin-Jones, Ariel