Latest Items by Federal Reserve Bank of Philadelphia

• Credit Scores and Inequality across the Life Cycle
  Chatterjee, Satyajit & Corbae, Dean & Dempsey, Kyle & Ríos-Rull, José-Víctor
• Explaining Contract Heterogeneity in the Credit Card Market
  Chatterjee, Satyajit & Eyigungor, Burcu
• Racial Heterogeneity in Consumption Responses to the Economic Impact Payment
  Goto, Yulina & Nakajima, Makoto
• Large SVARs
  Shin, Minchul & Rubio-Ramirez, Juan F. & Arias, Jonas E.
• The Effects of Wildfire and Distant Air Pollution on Household Financial Well-Being
  Gabriel, Stuart A. & An, Xudong & Tzur-Ilan, Nitzan
• Economic Trends and Opportunities for Philadelphia
  Paulson, Anna L.
• Not Cashing In on Cashing Out: An Analysis of Low Cash-Out Refinance Rates
  Livshits, Igor & Wardius, Collin & Hossain, Mallick
• Thoughts on the U.S. Economy and the Year Ahead
  Paulson, Anna L.
• Does Skin in the Game Align Incentives? The Case of CRE CLOs
  Broxterman, Daniel & Cordell, Lawrence R. & Dougal, Casey & Ma, Xingliang
• The Fed Put and Bank Risk-Taking Evidence from the Loan Book
  Jan, Harren & Hegde, Saket & Kilic, Mete & Ramcharan, Rodney & An, Xudong
• Property Tax Pass-Through to Renters: A Quasi-Experimental Approach
  Baker, Sarah S.
• What Is My Home Worth?
  Wylie, David & Amornsiripanitch, Natee
• Regional Spotlight: Introducing the Price and Inflation Expectations Survey
  Krasusky, Emerson & Curran, Kevin
• Regional Spotlight: Introducing the Price and Inflation Expectations Survey
  Krasusky, Emerson & Curran, Kevin
• Banking Trends: How Banks Fund Their Lending
  DiSalvo, James
• Banking Trends: How Banks Fund Their Lending
  DiSalvo, James
• Harvesting Historical Data with LLMs
  Moulton, Daniel & Severen, Christopher
• Economic Outlook
  Paulson, Anna L.
• Hospital Billing Regulations and Financial Well-Being: Evidence from California’s Fair Pricing Law
  Blascak, Nathan & Aouad, Marion & Antwi, Yaa Akosa
• Financial Consequences of Student Loan Delinquency, Default, and Servicer Quality
  Welch, Meredith
• Economic Outlook
  Paulson, Anna L.
• Evidence of Diverging Spending Behavior by Income
  Akana, Tom
• Combining AI and Established Methods for Historical Document Analysis
  Santucci, Larry & Moulton, Daniel & Smith, Robyn
• Harnessing the Benefits, Minding the Risks of Fintech Innovations
  Paulson, Anna L.
• Single-Family REITs and Local Housing Markets
  Yu, Edison & Heimer, Rawley & Giacoletti, Marco & Li, Wenli
• The Great Reshuffle: Remote Work and Residential Sorting
  Su, Yichen & Li, Wenli
• Staying Ahead of the Curve: Twenty-Five Years of Consumer Finance Excellence
  Paulson, Anna L.
• Aging and Housing Returns
  Strahan, Philip E. & Amornsiripanitch, Natee & Zhang, Song
• At-Risk Transformation for U.S. Recession Prediction
  Shin, Minchul & Billakanti, Rahul
• School Closures, Parental Labor Supply, and Time Use
  Atalay, Enghin & Kobler, Ryan & Michaels, Ryan