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Author:Garza, Lorenzo 

Working Paper
Technology Providers and Financial Stability: Overview of Risks and Regulatory Frameworks

Technology-focused Third-Party Service Providers (TPSPs) have become important players in the operations of financial institutions and the financial markets. This paper summarizes the micro- and macro-prudential regulatory frameworks in place to address risks that TPSPs may pose to the financial system.
Supervisory Research and Analysis Working Papers , Paper SRA 25-01

Working Paper
Technology Providers and Financial Stability: Overview of Risks and Regulatory Frameworks

Technology-focused Third-Party Service Providers (TPSPs) have become important players in the operations of financial institutions and the financial markets. This paper summarizes micro- and macro-prudential regulatory frameworks in place to address risks that TPSPs pose to the financial system. The key takeaways are as follows: First, in the U.S., TPSPs operate under limited comprehensive prudential regulatory oversight, aimed primarily at ensuring that their products are safe and resilient on an ongoing basis. Second, while banks rely on multiple TPSPs and hundreds of their services daily ...
Working Papers , Paper 2524

New office buildings rise on Texas skyline despite difficult market

Despite persistent remote work arrangements and high vacancies in existing office buildings, construction cranes erecting new office space continue to dot Texas skylines.
Dallas Fed Economics

Working Paper
Technology Providers and Financial Stability: Overview of Risks and Regulatory Frameworks

Technology-focused Third-Party Service Providers (TPSPs) have become important players in the operations of financial institutions and the financial markets. This paper summarizes micro- and macro-prudential regulatory frameworks in place to address risks that TPSPs pose to the financial system. The key takeaways are as follows: First, in the U.S., TPSPs operate under limited comprehensive prudential regulatory oversight, aimed primarily at ensuring that their products are safe and resilient on an ongoing basis. Second, while banks rely on multiple TPSPs and hundreds of their services daily ...
Working Paper Series , Paper WP 2025-08

Journal Article
Texas multifamily housing yet to stabilize; downside risks remain

A fair amount of excess supply remains in some markets, and new properties are facing longer lease-up timelines.
Southwest Economy

Community Banks Play Important Role for Rural Eleventh District Communities

Many of the Eleventh District’s rural counties rely on community bank branches, particularly in Texas and Louisiana. These rural areas are important to the production and support of the cattle, agricultural and energy industries for the district, the U.S. and the world.
Dallas Fed Banking

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