Journal Article

Changes in the distribution of banking offices


Abstract: The past twenty years have been marked by major structural and regulatory changes in the banking industry. This article explores the relationships between these changes and the distribution of "brick and mortar" banking offices between 1975 and 1995. The analysis explores how population shifts, deregulation, and mergers, acquisitions, and failures may have influenced changes in the number and location of banking offices. Special attention is given to changes in banking office distributions across neighborhoods grouped by the median income of their residents and their central city, suburban, or rural location.

Keywords: Banks and banking; Banking structure;

JEL Classification: G21; L11;

https://doi.org/10.17016/bulletin.1997.83-9

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File(s): File format is application/pdf http://www.federalreserve.gov/pubs/bulletin/1997/199709lead.pdf

Authors

Bibliographic Information

Provider: Board of Governors of the Federal Reserve System (U.S.)

Part of Series: Federal Reserve Bulletin

Publication Date: 1997-09

Volume: 83

Issue: Sep