Housing Distress in the Time of COVID-19
Ricketts, Lowell R. (2020-08-03)
As of late July, 12.5% of Americans were experiencing housing distress. Which groups are experiencing the most housing distress?
On the Economy

Identifying the Most Financially Vulnerable Families
Boshara, Ray; Ricketts, Lowell R. (2020-12-07)
Households with less than two months’ income in liquid assets and those with high debt-to-income ratios face the greatest risk of serious delinquency.
On the Economy

The Real State of Family Wealth: Will COVID-19 Worsen Racial, Educational and Generational Gaps in the U.S.?
Kent, Ana Hernández; Ricketts, Lowell R.; Emmons, William R. (2020-11-19)
A new quarterly assessment tracks the pandemic’s impact on wealth trends by demographic groups.
On the Economy

Wealth Gaps between White, Black and Hispanic Families in 2019
Kent, Ana Hernández; Ricketts, Lowell R. (2021-01-05)
Across education, family structure and generations, gaps persist between the wealth of white families and that of Black and Hispanic families.
On the Economy

Which Families Are Most Vulnerable to an Income Shock? A Look at Race and Ethnicity
Ricketts, Lowell R.; Boshara, Ray (2020-12-08)
While liquid assets, education and other factors are associated with how economically resilient families may be during a crisis, race and ethnicity are also related.
On the Economy

Financial Hardship Following Hurricane Harvey
Ricketts, Lowell R.; Gallagher, Emily (2020-09-10)
Financial constraints before the hurricane, homeownership status and the likelihood of having flood insurance altered the financial effects of flooding on families.
On the Economy

The “She-Cession” Persists, Especially for Women of Color
Kent, Ana Hernández; Covington, Meredith (2020-12-24)
During most of the pandemic, women have experienced higher unemployment rates than men. Women of color have been hit particularly hard.
On the Economy

Report
President's Message: The St. Louis Fed's New Center for Household Financial Stability
Bullard, James B. (2012)
President James Bullard announces the St. Louis Fed's new Center for Household Financial Stability. This year's annual report features some of the Center's research.
Annual Report