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Newsletter
Digital Innovation, Generational Shifts, and the Transformation of Financial Services
The Chicago Fed?s Supervision and Regulation Department and DePaul University?s Center for Financial Services held their 11th annual risk conference on April 4?5, 2018. The conference brought together financial industry professionals, academics, and regulators to discuss the technological and generational transformation of financial services and evolving issues concerning risk management and bank regulation
Discussion Paper
Why Central Bank Digital Currencies?
In the past year, a number of central banks have stepped up work on central bank digital currencies (CBDCs – see map). For central banks, are CBDCs just a defensive reaction to private-sector innovations in money, or are they an opportunity for the monetary system? In this post, we consider several long-standing goals of central banks in their support and provision of retail payments, why and how central banks tackle these issues, and where CBDCs fit into the array of potential solutions.