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Journal Article
Who Are the Unbanked? Characteristics Beyond Income
Minhas, Sabrina; Hayashi, Fumiko (2018-04)
As the U.S. economy recovered from the Great Recession, more households entered the banking system. Still, 9 million households were unbanked in 2015. Understanding the characteristics of these households is critical in designing effective policies for financial inclusion. Policymakers often consider low income to be the defining characteristic of the unbanked. However, this broad characterization may mask large differences in banking status within low-income groups. {{p}} Fumiko Hayashi and Sabrina Minhas examine which household characteristics beyond income are associated with households? ...
Economic Review , Issue Q II , Pages 55-70

Journal Article
The Elm City resident card: New Haven reaches out to immigrants
Matos, Kica (2008)
Cities with sizable immigrant populations are responding to the issue of illegal immigration in different ways. In 2004, the City of New Haven began to actively collaborate with its immigrant population for the purpose of finding ways to increase public safety and integrate immigrant residents into the civic life of the community. This article describes some of the policy choices made by the city in recent years.
New England Community Developments

Journal Article
Strategies for banking the unbanked: are they working?
anonymous (2005-10)
Banks are looking at new approaches to serving the unbanked, but many barriers exist. KeyBank is a pioneer in offering banking services to the unbanked.
Community Reinvestment Forum , Issue Fall

Journal Article
Reaching immigrant communities
Gama, Jorio S. (2006-01)
With Brazilians making up a large percentage of the immigrant community in New England, Communities & Banking decided to seek the Consul General?s views on a variety of topics, including how to encourage more of the undocumented to use banks.
Communities and Banking , Issue Win , Pages 14-15

Briefing
Pondering Payments: Challenges of Reaching All Americans
George, Esther L. (2020-06-30)
Policy Perspectives

Journal Article
Check cashers: moving from the fringes to the financial mainstream
Nathan, Luxman; Jean-Paul, Lesly (1999-07)
Once relegated to the margins of the financial services industry, check cashing outlets (CCO's) are now more visible parts of the urban landscape. Check cashers offer convenient check clearing and bill payment services, mostly tailored to meet the needs of the "unbanked" in low-and moderate income communities. The industry has grown dramatically over the years and is generating new products and services to meet the needs of its niche clientele. While some argue that check cashers are offering marginalized lower income Americans more responsive products than those available from banks, ...
Communities and Banking , Issue Sum , Pages 2-15

Journal Article
The bold and bankable: Nuestro Barrio Telenovela and financial education
Spader, Jonathan (2009-10)
Bankers have long sought better ways to reach the unbanked. Now an experiment with soap opera shows that engaging viewers? emotions first is critical to disseminating financial messages.
Communities and Banking , Issue Fall , Pages 26-28

Conference Paper
Banking on remittances: increasing market efficiencies for consumers and financial institutions
Smith, Wayne; Howe, Sybill; McQuerry, Elizabeth; Cruz-Taura, Ana; LeVeen, Jessica; Lucio, Edwin; Sanchez, Juan M.; Hogarth, Jeanne M.; Hilgert, Marianne A. (2005)
Proceedings , Paper 967

Journal Article
From mattress money to checking accounts: a profile of Bank on San Francisco
anonymous (2008-04)
Community Investments , Volume 20 , Issue Spr

Conference Paper
Payday lending: do the costs justify the price?
Samolyk, Katherine A.; Flannery, Mark J. (2005)
Proceedings , Paper 949

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