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Keywords:Thrift institutions 

Journal Article
Antitrust implications of thrifts' expanded commercial loan powers

Business Review , Issue Sep/Oct , Pages 11-21

Conference Paper
Thrift deregulation and federal deposit insurance

Proceedings

Journal Article
The thrift industry in transition

Federal Reserve Bulletin , Issue Mar

Journal Article
The changing competition between commercial banks and thrift institutions for deposits

Review , Volume 57 , Issue Jul , Pages 2-8

Working Paper
Advertising and pricing at multiple-output firms: evidence from U.S. thrift institutions

We derive five hypotheses regarding market competition, price, and advertising from a theoretical model of a profit maximizing depository institution, and test these conjectures in a simultaneous system of deposit interest rates and advertising expenditures for a data panel of 1,867 thrift institutions that offer 13 different deposit products in 666 local markets in the U.S. between 1994 and 2000. We find some support for each of our hypotheses ? branding, information, Dorfman-Steiner, structure-advertising, and structure-price ? with the strength of the results often depending on the ...
Working Paper Series , Paper WP-04-25

Working Paper
Who competes with whom? the case of depository institutions

Little empirical work exists on the substitutability of depository institutions. In particular, the willingness of consumers to substitute banks for thrifts and to switch between multimarket and single-market institutions (i.e., institutions with large vs. small branch networks) has been of strong interest to policymakers. We estimate a structural model of consumer choice of depository institutions using a panel data set that includes most depository institutions and market areas in the United States over the period 1990-2001. Using a flexible framework, we uncover utility parameters that ...
Finance and Economics Discussion Series , Paper 2005-03

Journal Article
The role of OTS thrifts in New England

New England Banking Trends , Issue Spr , Pages 1-6

Journal Article
The FSLIC bailout and the economy

FRBSF Economic Letter

Journal Article
Thrifts compete with banks: Getting a clearer view of a changing picture

Business Review , Issue Sep , Pages 13-29

Journal Article
Thrift institutions in recent year

Federal Reserve Bulletin , Issue Dec

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