Journal Article
New commercial banking offices, 1936-1947
Kolb, Raymond C.; Cagle, Caroline H. (1948-05)
Federal Reserve Bulletin , Issue May , Pages 505-516

Journal Article
Location, location, location : has electronic banking affected the importance of bank location?
Robbins, Eric (2006-09)
This article explores trends in consumer adoption of electronic banking products and services between 1995 and 2004. The article also discusses whether increasing use of electronic banking has impacted consumer sentiment regarding the importance of bank location.
Financial Industry Perspectives , Issue Sep

Journal Article
Small business lending and bank competition
Laderman, Elizabeth (2008)
This Economic Letter examines what the data say about the relationship between the degree of competition in and total volume of small business lending in local geographic banking markets.
FRBSF Economic Letter

Working Paper
Household switching behavior at depository institutions: evidence from survey data
Kiser, Elizabeth K. (2002)
This article presents descriptive findings from new survey data on households' decisions to change or remain with their providers of checking or savings accounts. The data show that the distribution of household tenure is wide, and that about a third of households have never changed depository institutions. The primary reason reported for changing banks is a household relocation; other reasons are customer service and price factors. Customer service and location are the most frequently cited reasons for remaining with a bank. The importance of location and mobility supports previous survey ...
Finance and Economics Discussion Series , Paper 2002-44

Journal Article
Bank expansion decisions and CRA performance
Paulson, Anna L.; Newberger, Robin G. (2004-06)
In early 2004, JP Morgan Chase and Bank One announced plans to create the second largest banking organization in the country. Before the deal was completed, the primary regulator for the acquiring bank, in this case the Federal Reserve, along with state banking agencies and the Department of Justice, had to evaluate the effect of the proposed merger on competition, the financial condition of the new entity and the competence of the managerial resources of the applicant. In addition, bank regulators had to consider each bank?s record in providing credit to lowand moderate-income neighborhoods ...
Profitwise , Issue Jun , Pages 13-16

Journal Article
Recent growth in activities of U.S. offices of foreign banks
anonymous (1976-10)
Federal Reserve Bulletin , Issue Oct

Journal Article
For underserved areas, borrower-lender distance increasing
anonymous (2007)
In recent years, the distance between bank lenders and their small business borrowers has increased, and today borrowers in historically underserved areas are farther away from their lenders, Atlanta Fed research shows.
Financial Update , Volume 20 , Issue 3