Managing Liquidity Risk and the Importance of Bank Contingency Funding Plans
White, Carl (2023-09-28)
Federal banking regulators have issued updated guidance on funding and liquidity risk management to include the importance of contingency funding plans.
On the Economy

Regulating Fintech: One Size Does Not Fit All
White, Carl (2021-02-24)
As fintech companies make inroads into banking, they have raised regulatory issues at the state and federal levels.
On the Economy

Bank Supervision Adapts to Pandemic Challenges
White, Carl (2020-08-10)
Communication between bank management and bank supervisors will remain vital to understanding the challenges banks are facing.
On the Economy

Rising Interest Rates Complicate Banks’ Investment Portfolios
White, Carl (2023-02-09)
Rising interest rates are posing risks for banks, which could face funding challenges, earnings pressures and issues with capital.
On the Economy

Role of Bankers on Federal Reserve’s Boards of Directors
White, Carl (2022-02-14)
While similar to a corporate board of directors, the Federal Reserve’s boards have some unique responsibilities as well as restrictions.
On the Economy

Small Business Lending Gives a Boost to Banks
White, Carl (2020-09-30)
Small business loans are up 40% at community banks compared with a year ago, spurred on by the Paycheck Protection Program.
On the Economy

Bankers Name Tightening Margins, Cybersecurity as Top Challenges
White, Carl (2023-11-27)
Tightening margins and technology concerns top the list of challenges for community bankers, according to the 2023 CSBS Annual Survey of Community Banks.
On the Economy

Fed Touts Strong Banking System in Supervision Report
White, Carl (2022-06-27)
U.S. banking conditions remained strong overall in the second half of 2021, with robust capital and liquidity, in addition to improved asset quality.
On the Economy

Community Banking Conference Spotlights Research on Lending
White, Carl (2022-12-13)
Several research papers examined the role of information in lending at the 10th annual Community Banking Research Conference.
On the Economy

Community Bankers Describe a Year of Challenges and Opportunities
White, Carl (2021-10-05)
Community bankers’ biggest concern this year is weak loan demand, but many see opportunity in new technology.
On the Economy