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Conference Paper
Credit availability in the Minneapolis-St. Paul Hmong community
Journal Article
Financial modernization, the FHLB and agricultural banks
Journal Article
What are CAMELS and who should know?
Journal Article
In banking, less can equal more
Though consolidation continues, banking services have nonetheless expanded considerably throughout the Ninth District
Discussion Paper
Quantifying the costs of additional regulation on community banks
In this Economic Policy Paper, we quantify the cost of increased regulation on community banks. We do so by modeling the impact of new regulatory costs as the hiring of additional staff, resulting in higher total compensation and lower profitability. We then analyze the changes in the distribution of community bank profitability.
Journal Article
Banking trends in a county near you
Geographic differences are not all that great between urban, fringe and rural counties