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Discussion Paper
Student loans part 1: get the numbers right
Who Benefited from the Paycheck Protection Program? Our Texas Analysis Offers an Early Look
Though many hail the Paycheck Protection Program as a historic lifeline for the economy, others have raised concerns that the program reinforces inequities and has led to loan approvals not in alignment with its mission.
Report
The Scarcity of Texas Affordable Housing
In 2016, the Dallas Fed launched a poll of developers to assess the state of affordable housing in Texas. Responses were analyzed, and existing secondary data were added for context. This report summarizes those results.
How PPP Loans Eluded Small Businesses of Color
Using national- and state-representative data from small business owners from the Federal Reserve System’s Small Business Credit Survey, we found that small business owners of color were in greater need of financial support than their white-owned counterparts, but they successfully accessed the PPP less frequently.
Monograph
Mission-oriented banks in Texas and underserved businesses: lessons from the Paycheck Protection Program
The Emergency Capital Investment Program picks up where PPP left off.
Opportunity Zones: How Will We Know if Communities Reap the Benefits?
Much has happened since the Dallas Fed released its first article on Opportunity Zones (OZs). While we know a lot more than we did, some aspects of OZs remain unclear.
Discussion Paper
Texas small business needs assessment poll 2014
Pandemic Mortgage Relief Headed Off Delinquencies, but What Happens Now?
As more Texas mortgages exit forbearance, ZIP codes with larger vulnerability will be at particular risk for financial stress.
Discussion Paper
Student loans part 2: borrowing for a future