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Author:Cowan, Spencer M. 

Journal Article
Coordinating homeowner assistance: weatherization and housing rehabilitation

Low-income homeowners face challenges balancing the financial demands of homeownership. First, they are more apt to have higher-cost subprime or adjustable-rate mortgages. Second, they are more likely to own older, poorly insulated homes with less efficient HVAC systems and appliances. Finally, their homes tend to have more urgent repair and maintenance needs.
Communities and Banking , Issue Fall , Pages 12-14

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