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Author:Cerda, Oscar 

Newsletter
The financial safety net: costs, benefits, and implications

Chicago Fed Letter , Issue Nov

Journal Article
Electronic bill presentment and payment--is it just a click away?

This article addresses the following questions about electronic presentment and payment (EBPP) in the business-to-consumer marketplace: Why aren't electronically presented bills always paid electronically? And, if EBPP does aid in the migration to fully electronic end-to-end payment, what are the barriers to its adoption.
Economic Perspectives , Volume 25 , Issue Q IV , Pages 2-16

Newsletter
Financial market and regulatory behavior over the business cycle

Chicago Fed Letter , Issue Dec

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