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Journal Article
Did the credit crunch cause a rash of business failures?
Journal Article
The richest crop
Journal Article
Proceed with caution
Journal Article
Before the next cataclysm
Discussion Paper
Rethinking Mortgage Design
Because mortgages make up the majority of household debt in most developed countries, mortgage design has important implications for macroeconomic policy and household welfare. As one example, most U.S. mortgages have fixed interest rates?if interest rates fall, existing borrowers need to refinance to lower their interest payments. In practice, households are often slow to refinance, or may not be able to do so. As a result, the transmission of U.S. monetary policy is dampened relative to countries like the United Kingdom where mortgage rates on most loans adjust automatically with short-term ...
Journal Article
Statecraft: economic ambitions in Connecticut
Journal Article
Setting environmental priorities
Journal Article
A measured approach to tort reform