Lending relationships and loan contract terms: does size matter?
The negative effects of lender liability
Statement to Congress, Jun 12, 1991 (lender liability)
Competing in the current lending environment
Should mortgage brokers face tougher licensing regulations? In light of the mortgage meltdown, many think the answer is an obvious yes, but recent research urges caution.
Lender liability under environmental law
A re-examination of the role of relationships in the loan-granting process
We reexamine the role of relationships in the loan granting process overall. A practical implication emerging from the classical studies on the role of relationships in credit rationing is that good relationships between a borrower and his lender should, in fact, work to lower the interest rate charged to the borrower. We test this implication in our paper using a robust sample selection methodology that explicitly accounts for the entire fabric of the loan granting process, including a borrower?s decision to apply to the bank for a loan (or not), whether a bank approves the application for a ...
Statement to Congress, June 6, 1991 (lender liability)