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Journal Article
CDFIs: What’s in a Name?
Pinsky, Mark (2013-10)
The Community Development Financial Institutions (CDFI) Fund in the U.S. Department of the Treasury has certified more than 1,000 organizations as CDFIs in accordance with the Riegle-Neal Interstate Banking and Branching Act of 1994.1 This year, the CDFI Fund will determine which of these CDFIs it will recertify. Although this work is extremely timely, it is also time-consuming.
Cascade , Volume 2

Speech
Perspectives on the Eventual Economic Recovery
Rosengren, Eric S. (2021-02-19)
The past year with the pandemic has been grueling. Eleven months after the initial outbreak, economic outcomes for individuals and businesses still remain closely tied to finding and implementing effective public health policy. However, with the successful development of multiple vaccines, it is now possible to imagine much better macroeconomic outcomes ahead. My view is that policymakers must work to ensure that the benefits of the eventual recovery are widely shared. As I’ve mentioned, I believe that as we think about recovery from the pandemic, we should take the time to look for ways ...
Speech

Journal Article
Building Opportunities and Skills for a Growing Digital Workforce
Diavua, Sydney (2016-01)
Information Technology (IT) is a sector with a high demand for skilled workers to fill jobs in U.S., regional, and local economies, according to the Bureau of Labor Statistics. Although most of the employment opportunities in this sector have been advanced-skills jobs in start-ups, software and application development, and wearable technologies, there are many IT opportunities that do not fall into these categories. The need for skilled IT employees has increased across many industries. Recent initiatives and reports recognize these opportunities as a means to move entry-level workers into ...
Cascade , Volume 1

Journal Article
Equity and Philanthropy: The Flow of Capital in St. Louis
Diavua, Sydney (2022-06-02)
Understanding the experience of Black-led nonprofits in St. Louis may be the key to more equitable community development funding.
Bridges , Volume 2022 (2)

Journal Article
Investing to Create Good Jobs
Rolland, Keith; Baldini, Noelle (2015-10)
A growing number of foundation, nonprofit, and for-profit investors are making investments for measurable social and environmental impact as well as financial return. The ?impact investing? field includes a few investors that are investing in businesses specifically to create jobs for unemployed and underemployed residents. These investors also provide ongoing assistance to owners of the businesses to create ?good quality jobs,? which generally provide income above the minimum wage, health benefits, and training and opportunities for workers to move into positions with higher wages. Three ...
Cascade , Volume 4

Journal Article
The Reinvestment Fund at 30: Insights and New Directions
Wardrip, Keith (2015-10)
Thirty years ago, a small group of community developers, activists, and business people formed a community loan fund in Philadelphia called the Delaware Valley Community Reinvestment Fund. In 1999, the organization was renamed The Reinvestment Fund (TRF). TRF is certified as a community development financial institution (CDFI) by the U.S. Department of the Treasury?s CDFI Fund. Since 1985, TRF has made $1.5 billion in loans and investments and has financed housing, community facilities, supermarkets, commercial real estate, and energy-efficiency projects. The CDFI has been a leader in ...
Cascade , Volume 4

Journal Article
Spotlight on Research: Lessons Learned from Pay for Success Programs
Smith, Marvin M. (2015-10)
Various social problems, such as homelessness and prison recidivism, impose substantial costs on taxpayers. The mounting costs that result from these troubling social concerns at the local, state, and federal levels force officials to seek alternative ways to raise funds to deal with these issues. One such effort is to use a relatively new source of funding called ?pay for success (PFS),? also known as ?social impact bonds,? or ?SIBs.? Currently, there are more than 40 PFS initiatives underway worldwide. A report by Emily Gustafsson-Wright, Sophie Gardiner, and Vidya Putcha discusses what PFS ...
Cascade , Volume 4

Journal Article
How Will Affordable Rental Housing Be Preserved?
Rolland, Keith (2015-01)
Affordable rental housing for low- and moderate-income individuals and families is increasingly scarce. Housing finance agencies, nonprofits, and policymakers agree that existing affordable rental housing must be preserved despite formidable complex obstacles in achieving this goal. This article focuses on challenges in rental housing preservation and discusses the programs and perspectives of the Pennsylvania Housing Finance Agency (PHFA), the New Jersey Housing and Mortgage Finance Agency (HMFA), and the Delaware State Housing Authority (DSHA).
Cascade , Volume 1

Speech
Observations on Housing and the Economy: Remarks at “The State of the Nation’s Housing 2025”
Collins, Susan M. (2025-06-24)
Federal Reserve Bank of Boston President and CEO Susan M. Collins shared remarks at The State of the Nation’s Housing 2025 event hosted by the Harvard Joint Center on Housing Studies and the Federal Reserve Banks of Atlanta, Boston, Cleveland, Dallas, Minneapolis, New York, Philadelphia, and San Francisco. President Collins' remarks focus on issues related to housing data, housing affordability, the importance of housing in the economy, and the Federal Reserve’s engagement in housing issues – especially with the regional-economy perspective.
Speech

Journal Article
Delaware Financial Education Program Enlists State Agencies, Nonprofits, and Businesses
Rolland, Keith (2015-04)
Stand by Me (SBM), a four-year-old program created to educate Delaware residents about personal finance and motivate them to achieve financial goals, is currently being implemented by four state agencies, seven nonprofits, and about 50 businesses. The program, which is a joint initiative of the Delaware Department of Health and Social Services and the United Way of Delaware, has the support of Delaware Governor Jack Markell ? a longtime proponent of financial education.
Cascade , Volume 2

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