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Working Paper
Does distance matter in banking?
Wolken, John D.; Brevoort, Kenneth P. (2008)
Deregulation and technological change have reduced the transactions costs that led to the dominance of local financial service suppliers, leading some to question if distance still matters in banking. This debate has been particularly acute in small business banking, where transactions costs are believed to be particularly high. This paper provides a detailed review of the literature on distance in banking markets, highlighting the reasons why geographic proximity is believed to be important and examining the changes that may have affected its importance. Relying on new data from the 2003 ...
Finance and Economics Discussion Series , Paper 2008-34

Conference Paper
Performance and access to government guarantees: the case of small business investment companies
Jackson, William E.; Worthington, Paula R.; Brewer, Elijah; Genay, Hesna (1996)
Proceedings , Paper 524

Journal Article
What is a small business? Inc(reasing)
Wirtz, Ronald A. (2007-07)
Business registrations have exploded in district states
Fedgazette , Volume 19 , Issue Jul , Pages 5

Journal Article
Making microenterprise easier
Kanders, Kristin (2001-07)
Communities and Banking , Issue Sum , Pages 4-9

Journal Article
Lending to small business in New England
Rosengren, Eric S. (1994-10)
New England Banking Trends , Issue Fall , Pages 3-8

Conference Paper
Lines of credit and relationship lending in small firm finance
Berger, Allen N.; Udell, Gregory F. (1994)
Proceedings , Paper 52

Conference Paper
Credit scoring and small business lending in low- and moderate-income communities
Woosley, Lynn W.; Padhi, Michael; Srinivasan, Aruna (1999)
Proceedings , Paper 783

Speech
When the small stuff is anything but small, a speech presented to the Dayton Chamber of Commerce Governmental Affairs Breakfast, Dayton, OH, February 25, 2010
Pianalto, Sandra (2010)
Federal Reserve Bank of Cleveland President and CEO Sandra Pianalto told those attending her speech today to the Dayton Chamber of Commerce that a healthy small business sector is critical to the nation's economic recovery. In her remarks, she also discussed the challenges small businesses face in getting loans, unemployment, inflation, unwinding the Fed's balance sheet, and why the country's economic recovery "doesn't really feel much like one."
Speech , Paper 26

Journal Article
Banking industry's consolidation: what's a small business to do?
Mester, Loretta J. (1999-01)
Relaxation of the rules governing where banks can expand and new technologies for providing banking services have contributed to rapid consolidation in the industry. In addition, the number of commercial banks in the United States has been shrinking, and banks have been getting larger. Should we be worried that consolidation will lead to a contraction of credit to small businesses? Read what Loretta Mester has to say on the subject in this article
Business Review , Issue Jan , Pages 3-16

Working Paper
On SBA-guaranteed lending and economic growth
Craig, Ben R.; Thomson, James B.; Jackson, William E. (2004)
Increasingly, policymakers are looking to the small business sector as a potential engine of economic growth. Policies to promote small businesses include tax relief, direct subsidies, and indirect subsidies through government lending programs. Encouraging lending to small business is the primary policy objective of the Small Business Administration (SBA) loan-guarantee program. Using a panel data set of SBA-guaranteed loans we assess whether SBA-guaranteed lending has an observable impact on local and regional economic performance.
Working Papers (Old Series) , Paper 0403

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