Search Results
Journal Article
Texas foreclosure timeline
Texas has a rather quick foreclosure process for non-home equity loans. (Home equity loans must be foreclosed judicially.) The process is conducted by the trustee designated by the lender in the deed of trust (the mortgage instrument) without any court involvement.
Journal Article
Taming the credit cycle by limiting high-risk lending
Reformers should review the loan-to-value guidelines for real estate lending, toughen them up where necessary and, most important, put the force of law behind them.
Journal Article
A Summary of Consumer Protection Regulatory Changes
Many regulatory changes go into effect in 2009 and 2010 as the government works to increase the knowledge of consumers who are shopping for credit.
Conference Paper
The U.S. subprime crisis: lessons for regulations
Journal Article
Home-equity lending takes center stage
Journal Article
States fight predatory lending in different ways
As the laws vary from state to state, so does their impact. In some states, the high-cost mortgage business appears to have shrunk. But in other states, the opposite has occurred.
Journal Article
Real estate loans of registrants under Regulation X
Newsletter
Responding to the foreclosure crisis - a conference summary
On December 9?10, 2009, the Federal Reserve Bank of Chicago hosted a conference on mortgage foreclosure policy with the help of the Chicago Community Trust, Neighborhood Housing Services of Chicago, the MacArthur Foundation, and the Woodstock Institute.