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Keywords:Community Reinvestment Act of 1977 

Journal Article
Statement to Congress, March 8, 1995(Community Reinvestment Act)

Federal Reserve Bulletin , Issue May

Conference Paper
Credit scoring and small business lending in low- and moderate-income communities

Proceedings , Paper 783

Working Paper
The Community Reinvestment Act and the profitability of mortgage-oriented banks

The Community Reinvestment Act (CRA) requires lenders "to help meet the credit needs of the local communities in which they are chartered, consistent with the safe and sound operation of such institutions.'' For proponents of efficient markets, the CRA is a threat to lender profitability. For others, the CRA has the potential to increase profitability. We examine the relative profitability of commercial banks that specialize in mortgage lending in lower-income neighborhoods or to lower-income borrowers using three different techniques, and find that lenders active in lower-income ...
Finance and Economics Discussion Series , Paper 1997-7

Journal Article
Home purchase lending in low-income neighborhoods and to low-income borrowers

Federal Reserve Bulletin , Issue Feb , Pages 71-103

Journal Article
Banks invest in housing

Cross Sections , Volume 8 , Issue Sum , Pages 10-11

Journal Article
Performance & profitability of CRA-related lending

Three Federal Reserve Board economists overview their study on a much-questioned but little-researched topic. Commentary on the study is also included with this article.
Communities and Banking , Issue Spr , Pages 18-21

Journal Article
The Community Reinvestment Act: a growing tool for brownfield redevelopment

It is no accident that financial institutions in the Fourth Federal Reserve District are taking a more active role in financing the redevelopment of former industrial sites, known as brownfields. Increasing demand for vacant urban land, high suburban real estate costs, concerns about sprawl, and private-market incentives are encouraging greater financial institution participation in brownfield developments. Until recently, government-funded programs drove brownfield redevelopment. That changed in 1995, when the Community Reinvestment Act was overhauled, transforming the way financial ...
Community Reinvestment Forum , Issue Spr

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