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Periodic Essay
Parents’ Wealth Helps Explain Racial Disparities in Student Loan Debt
The student loans black students are taking out to finance college may be contributing to racial wealth gaps.
Periodic Essay
College Inadvertently Increases Racial and Ethnic Disparity in Income and Wealth
Important new research finds that ?colleges successfully ?level the playing field? across students with different socioeconomic backgrounds,? which the researchers approximated with family income. However, this research does not consider an individual?s race or ethnicity as a predictor of success.
Periodic Essay
Still digging out: real net worth per household has rebounded 63 percent since hitting bottom in early 2009
Short essays related to research on understanding and strengthening the balance sheets of American households.
Periodic Essay
Bankruptcy Rules and “Medicaid Churn” Affect Saving of Families Planning for Medical Bills
The use of bankruptcy to avoid medical bills and the sometimes transient nature of Medicaid play a role in low-income families? decisions about saving.
Periodic Essay
As Fewer Young Adults Wed, Married Couples’ Wealth Surpasses Others’
As fewer young adults wed, those who are married have a larger concentration of housing wealth, while those who aren?t face more debt.