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Journal Article
Better Housing Policies
Journal Article
The Dry, Wonky, and Utterly Essential World of Financial Stability Analysis
The bankruptcy of Detroit, Women, work and war, interview with the head of the new Office of Financial Research
Journal Article
Rebuilding communities
Journal Article
The Evolution of the \\"Bank Examiner\\"
Journal Article
Regulating the raters: Key provisions in proposed reforms
Credit rating organizations such as Moody's and Standard & Poor's have been counted on to provide investors with impartial assessments of companies' creditworthiness, and some have relied on CROs instead of due diligence. Reforms are needed but if regulators have rule-writing authority, they can use flexibility and creativity rather than just legislation.
Journal Article
The Cost of College: Student Loan Debt on the Rise
Journal Article
Healthy Banks, Common Traits
Student loan debt and the Fed, Rust belt redefined, Interview with behavorial scientist Eldar Shafir
Journal Article
Public pensions under stress
The financial crisis has made it all too clear that regulators failed to see into the dark corners of the financial system. With that in mind, the Federal Reserve Banks of Cleveland and Atlanta have formed a Financial Monitoring Team to study pension funds and municipal finance with an eye toward implications for the wider economy and financial system. What concerns should we have? In this article and other articles from this spring issue of Forefront, we explain where risks could be building and how reforms might help forestall their impact on the broader economy and financial system.
Journal Article
Making financial markets safer for consumers: lessons from consumer goods markets and beyond
In the wake of the mortgage meltdown, policymakers are discussing how best to protect consumers in financial product markets.