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The future of community banks: lessons from banks that thrived during the recent financial crisis
The authors study the distinguishing features of community banks that maintained the highest supervisory ratings during the recent financial crisis (2006 to 2011). They identify balance sheet and income statement ratios that separate these thriving banks from other community banks and supplement that analysis with detailed interview evidence from a sample of thriving banks. They conclude that there is a strong future for well-run community banks and that the banks that prosper will be the ones with strong commitments to maintaining risk control standards in all economic environments. There is ...
How Branch Closures Affect Access to Banking Services
When local bank branches close, customers may have to travel longer distances for financial services, which is more often the case in rural areas.
Most community banks will pay lower premiums under FDIC assessment rules
Find out why community banks will benefit from the new FDIC assessment base as called for under the Dodd-Frank Act.
Bourbon and Whiskey Distillers Face Rosy Tourism, Vexing Tariffs
U.S. distillers face retaliatory tariffs abroad, but tourism related to whiskey remains a bright spot.