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Author:Zimmerman, Gary C. 

Journal Article
Factors influencing community bank performance in California

Community bank performance in California lagged well behind the industry and larger banks in the state during the first half of the 1990s. This paper identifies several factors that influenced the performance of these banks, which have less than $300 million in assets and typically operate in only one region of California, during the period from 1990 to 1994. The results suggest that regional conditions within California were an important factor in community bank performance. Management decisions, especially regarding loan portfolio concentration, also were a contributing factor. Community ...
Economic Review

Journal Article
Implementing the single banking market in Europe

Financial integration of the European Community requires actions by both the EC and its member states to create a common EC-wide competitive and regulatory environment. This paper focuses on the EC's creation of the single market for retail banking services. It tracks the EC legislative process and the adoption of EC directives designed to create the single market. The study also examines some of the costs and benefits associated with the single banking market. This paper evaluates the EC's success in creating the single market by examining the rate of implementation by the member states ...
Economic Review

Journal Article
Integrating banking markets in the EC

FRBSF Economic Letter

Monograph
Western bank profits, 1975

Monograph

Journal Article
Deposit rate deregulation and the demand for transactions media

Economic Review , Issue Sum , Pages 47-62

Journal Article
Competition for money market deposit accounts

Economic Review , Issue Spr , Pages 5-27

Conference Paper
Competition for MMDAs

Proceedings , Paper 97

Journal Article
U.S. banks' exposure to developing countries: an examination of recent trends

Economic Review , Issue Spr , Pages 14-29

Journal Article
Bank pricing of retail deposit accounts and \"the California rate mystery\"

Economic Review , Issue Spr , Pages 3-16

Journal Article
Over the limit

FRBSF Economic Letter

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