Search Results
Speech
A Microprudential Perspective on the Financial Risks of Climate Change
Stiroh, Kevin J.
(2020-11-10)
Remarks at the 2020 Climate Risk Symposium, Global Association of Risk Professionals (delivered via videoconference).
Speech
Journal Article
Will the U.S. productivity resurgence continue?
Stiroh, Kevin J.; Ho, Mun S.; Jorgenson, Dale W.
(2004-12)
U.S. productivity growth has accelerated in recent years, despite a series of negative economic shocks. An analysis of the sources of this growth over the 1995-2003 period suggests that the production and use of information technology account for a large share of the gains. The authors project that during the next decade, private sector productivity growth will continue at a rate of 2.6 percent per year, a significant increase from their 2002 projection of 2.2 percent growth.
Current Issues in Economics and Finance
, Volume 10
, Issue Dec
Journal Article
The role of retail banking in the U.S. banking industry: risk, return, and industry structure
Williams, Robard; Hirtle, Beverly; Stiroh, Kevin J.; Clark, Timothy; Dick, Astrid A.
(2007-12)
The U.S. banking industry is experiencing a renewed interest in retail banking, broadly defined as the range of products and services provided to consumers and small businesses. This article documents the ?return to retail? in the U.S. banking industry and offers some insight into why the shift has occurred. At the bank level, the principal attraction of retail banking seems to be the belief that its revenues are stable and thus can offset volatility in nonretail businesses. At the industry level, the authors show that interest in retail activities fluctuates in rather predictable ways with ...
Economic Policy Review
, Volume 13
, Issue Dec
, Pages 39-56
Report
The return to retail and the performance of U.S. banks
Hirtle, Beverly; Stiroh, Kevin J.
(2005)
The U.S. banking industry is experiencing a renewed focus on retail banking, a trend often attributed to the stability and profitability of retail activities. This paper examines the impact of banks' retail intensity on performance from 1997 to 2004 by developing three complementary definitions of retail intensity (retail loan share, retail deposit share, and branches per dollar of assets) and comparing these measures with both equity market and accounting measures of performance. We find that an increased focus on retail banking across U.S. banks is linked to significantly lower equity ...
Staff Reports
, Paper 233
Speech
Introductory remarks at 2017 Community Bankers Conference, Federal Reserve Bank of New York, New York City
Stiroh, Kevin J.
(2017-04-06)
Remarks at the 2017 Community Bankers Conference, Federal Reserve Bank of New York, New York City.
Speech
, Paper 241
Speech
A perspective on supervisory objectives and trade-offs: keynote remarks at Conference on “Optimal Bank Capital Regulation”
Stiroh, Kevin J.
(2017-02-23)
Keynote Remarks at Columbia University?s School of International and Public Affairs and the Clearing House Association Conference on ?Optimal Bank Capital Regulation,? Columbia University, New York.
Speech
, Paper 234
Speech
Opening remarks at the Community Bankers’ Conference
Stiroh, Kevin J.
(2016-04-07)
Remarks at the Community Bankers? Conference, Federal Reserve Bank of New York, New York City.
Speech
, Paper 202
Speech
Opening Remarks to Community Bankers Conference, Federal Reserve Bank of New York, New York City
Stiroh, Kevin J.
(2019-04-04)
Remarks to Community Bankers Conference, Federal Reserve Bank of New York, New York City.
Speech
, Paper 314
Journal Article
Now and then: the evolution of loan quality for U.S. banks
Stiroh, Kevin J.; Metli, Christopher
(2003-04)
Although loan quality in the U.S. banking industry deteriorated in recent years, a comparison with the banking crisis of the late 1980s and early 1990s suggests that the industry is in a far better position today than it was a decade ago. The percentage of troubled loans is lower, loan quality problems are confined principally to large-bank commercial and industrial lending, and credit weakness is concentrated in a small number of borrower industries.
Current Issues in Economics and Finance
, Volume 9
, Issue Apr
Report
Productivity: what is it and why do we care about it?
Steindel, Charles; Stiroh, Kevin J.
(2001)
Economists, business analysts, and policymakers have all focused considerable attention on U.S. productivity growth in recent years. This paper presents a broad overview of productivity--both labor and total factor--and discusses why it is such an important topic. We begin with the official U.S. productivity statistics prepared by the U.S. Bureau of Labor Statistics and discuss several stylized facts. We show how productivity relates to critically important variables like long-run growth, living standards, and inflation. We then describe the proximate factors that determine labor productivity ...
Staff Reports
, Paper 122
FILTER BY year
FILTER BY Bank
FILTER BY Series
Speech 20 items
Staff Reports 13 items
Finance and Economics Discussion Series 8 items
Current Issues in Economics and Finance 6 items
Economic Policy Review 6 items
Economic Review 1 items
Proceedings 1 items
show more (2)
show less
FILTER BY Content Type
Speech 20 items
Journal Article 13 items
Report 13 items
Working Paper 8 items
Conference Paper 1 items
FILTER BY Author
Schuermann, Til 4 items
Hirtle, Beverly 3 items
Ho, Mun S. 3 items
Jorgenson, Dale W. 3 items
Morgan, Donald P. 3 items
Kambhu, John 2 items
Amiti, Mary 1 items
Antoniades, Alexis 1 items
Bergin, James P. 1 items
Candito, Tony 1 items
Castellano, Michael J. 1 items
Clark, Timothy 1 items
Dick, Astrid A. 1 items
Heckinger, Richard 1 items
Hendricks, Darryll 1 items
Hobijn, Bart 1 items
Holscher, Michael 1 items
Houston, Joel F. 1 items
Ignell, David 1 items
Lewis, Morgan 1 items
Metli, Christopher 1 items
Oliner, Stephen D. 1 items
Poole, Jennifer P. 1 items
Sichel, Daniel E. 1 items
Steindel, Charles 1 items
Williams, Robard 1 items
show more (22)
show less
FILTER BY Keywords
Risk management 8 items
Climate change 7 items
Bank risk 6 items
Information technology 5 items
Labor productivity 5 items
Productivity 5 items
Bank profits 4 items
Banks and banking 4 items
Technology 4 items
climate change 4 items
cybersecurity 4 items
Comprehensive Capital Analysis and Review (CCAR) 3 items
Economic development 3 items
Industrial productivity 3 items
corporate culture 3 items
cultural capital 3 items
Bank assets 2 items
Bank holding companies 2 items
Bank supervision 2 items
Bonds 2 items
COVID-19 2 items
Capital market 2 items
Commercial loans 2 items
Deposit insurance 2 items
Financial markets 2 items
Hedge funds 2 items
Risk 2 items
bank supervision 2 items
externalities 2 items
fintech 2 items
firm culture 2 items
governance 2 items
misconduct risk 2 items
physical risk 2 items
reputational risk 2 items
resiliency 2 items
technology 2 items
Bank failures 1 items
Bank investments 1 items
Bank loans 1 items
Bank management 1 items
Bank mergers 1 items
Bank size 1 items
Banking law 1 items
Banks and banking - Customer services 1 items
Banks and banking - Ratio analysis 1 items
Banks and banking - Service charges 1 items
Basel Committee 1 items
Business cycles 1 items
CARES Act 1 items
Capital 1 items
Climate-related Financial Risks (TFCR) 1 items
Community Reinvestment Act 1 items
Competition 1 items
Comprehensive Liquidity Analysis and Review (CLAR) 1 items
Consumer credit 1 items
Corporate bonds 1 items
Corporate profits 1 items
Credit 1 items
Debt management 1 items
Economic Growth Regulatory Relief and Consumer Protection Act 1 items
Economic Growth and Regulatory Paperwork Reduction Act of 1996 (EGRPRA) 1 items
Economic conditions 1 items
Economic indicators 1 items
Financial market regulatory reform 1 items
Financial risk management 1 items
Financial services industry 1 items
Fintech 1 items
Fintech Advisory Group 1 items
GARP 1 items
Global Association of Risk Professionals 1 items
High technology industries 1 items
Imports - Prices 1 items
Index numbers (Economics) 1 items
Industries 1 items
Interest 1 items
Labor market 1 items
Large Institution Supervision Coordinating Committee 1 items
New York Fed Supervision Group 1 items
PPP loans 1 items
Paycheck Protection Program Liquidity Facility 1 items
Production (Economic theory) 1 items
Rate of return 1 items
Regulatory capital 1 items
Retail trade 1 items
SR 15-17 1 items
Small Bank Holding Company (BHC)Policy Statement 1 items
Supervision and Regulation letters 1 items
Supervisory Assessment of Recovery and Resolution Preparedness (SRP) 1 items
Supervisory Capital Assessment Program (SCAP) 1 items
Task Force on Climate-Related Financial Risks (TFCR) 1 items
adverse selection 1 items
asset quality 1 items
asymmetric information 1 items
bank balance sheets 1 items
bank deposits 1 items
bank examiners: bank customers 1 items
bank homogeneity 1 items
bank performance 1 items
bank ratings 1 items
bank regulation 1 items
bank similarity 1 items
bank supervisors 1 items
banking 1 items
banks 1 items
behavioral economics 1 items
behavioral risk 1 items
blind spots 1 items
business conduct risk 1 items
business misconduct 1 items
business models 1 items
call reports 1 items
capital requirements 1 items
clarity and transparency 1 items
climate-related scenario analysis 1 items
commercial and industrial (C&I) lending 1 items
commercial real estate (CRE) 1 items
commercial real estate (CRE) loans 1 items
communications 1 items
community banking organizations (CBOs) 1 items
complexity 1 items
consumers 1 items
controls 1 items
credit risks 1 items
cultural resilience 1 items
culture 1 items
culture assessment 1 items
culture reform 1 items
data gaps 1 items
digital transformation 1 items
efficiency 1 items
efficient financial sector regime 1 items
finance 1 items
financial institutions 1 items
financial intermediation 1 items
financial regulations 1 items
financial risk 1 items
financial stability 1 items
fintech innovation 1 items
firms 1 items
formal policies and procedures 1 items
framework 1 items
human decision-making 1 items
income 1 items
industry benchmarking 1 items
influence 1 items
initiatives 1 items
large banks 1 items
largest banks 1 items
leader behaviors 1 items
liquidity 1 items
loan modification 1 items
local-facing banks 1 items
local-sourced funds 1 items
macroprudential supervision 1 items
management 1 items
market failures 1 items
market risk 1 items
misconduct 1 items
monitoring 1 items
networks 1 items
official sector 1 items
operational risk 1 items
optimal bank capital regulation 1 items
organizations 1 items
oversight 1 items
pandemic 1 items
performance management framework 1 items
personal interaction 1 items
policy change 1 items
policy efficiency 1 items
policy resistance 1 items
principal-agent problems 1 items
recovery planning 1 items
regulatory environment 1 items
resource efficiency 1 items
risk 1 items
risk assessment 1 items
risk identification 1 items
risk management 1 items
risk management framework 1 items
risks 1 items
savings and loan holding companies (SLHCs) 1 items
senior management 1 items
simple framework 1 items
small business lending 1 items
social dynamics 1 items
stated values 1 items
supervision 1 items
supervisory approach 1 items
systemic as a herd 1 items
tailoring of expectations 1 items
technological change 1 items
technological innovations 1 items
technological progress 1 items
trade-off 1 items
transition risk 1 items
transparency 1 items
uncertainty 1 items
underserved 1 items
show more (195)
show less