Search Results
New Analysis Finds LGBTQ+ Households Trail in Income and Wealth
New research finds LGBTQ+ households lag non-LGBTQ+ households in income and median wealth and are less likely to be homeowners.
Homeownership Rates by Sexual Orientation, Gender Identity
Research by the Institute for Economic Equity finds LGBTQ+ adults have lower homeownership rates and are more likely to hold mortgages than non-LGBTQ+ adults.
Inflation, Softer Jobs Market Challenge Vulnerable Workers
Persistent inflation and slower job growth may further challenge vulnerable groups, particularly LMI families and out-of-school young Black and Latino adults.
Working Paper
Monetary Policy and Bank Funding Costs: Patterns and Predictability in the Transmission of the Policy Rate to U.S. Banks’ Funding Costs
This paper shows that U.S. commercial banks' funding betas rise predictably with the length, magnitude, and direction of each monetary policy cycle: longer cycles and those with larger changes in the policy rate yield stronger pass-through in both tightening and loosening cycles, with modest asymmetry favoring slightly greater transmission during loosening cycles. Nondeposit liabilities consistently adjust more than deposits. Crucially, at the aggregate banking-system level and across banks grouped by size, this cycle-dependent relationship has remained remarkably stable over three decades, ...
Journal Article
Access to Mental Health Services in the Eighth District Lags U.S.
Access to mental health services in the Eighth District is low relative to the U.S. as a whole. An analysis examines this lag and its economic implications.
LGBTQ+ Adults Report Struggles with Food, Housing Costs and Mental Well-Being
LGBTQ+ adults have higher rates of food and housing insecurity and are more likely to struggle with anxiety and depression than non-LGBTQ+ adults.