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Discussion Paper
Student loans part 1: get the numbers right
How valuable is a short-term credential for a job seeker? It’s complicated
Employer demand for short-term credentials is rising. But the likelihood of such credentials leading to higher wage offers depends on the industry and can change over time.
Discussion Paper
Texas small business needs assessment poll 2015
High-tech hotspot Austin works to solve labor, housing issues
In the fourth stop on her 360° in 365 Listening Tour, Dallas Fed President Lorie K. Logan met with Austin business and community leaders in January to learn about the area’s strengths, challenges and outlook.
Discussion Paper
Texas small business needs assessment poll 2014
Discussion Paper
Student loans part 2: borrowing for a future
Material Hardship and the CARES Act: Experiences of American Families
How did households use the aid provided by the CARES Act? Who had trouble accessing benefits? And in a polarized political climate, what did Americans think about the way the expanded safety net was offered—for themselves and their communities?
Shock, Grief and Opportunity: The Emotional Roller Coaster of COVID-19 in the Small Business Community
Given that small businesses employ nearly half of all private sector workers, their struggles directly impact both the well-being of workers and the broader economy.
COVID-era eviction moratoriums improved financial well-being...while they lasted
This analysis leverages new eviction and credit data from Dallas County, Texas, to explore the impact of the moratoriums and to examine trends that surfaced once the moratoriums ended.
How PPP Loans Eluded Small Businesses of Color
Using national- and state-representative data from small business owners from the Federal Reserve System’s Small Business Credit Survey, we found that small business owners of color were in greater need of financial support than their white-owned counterparts, but they successfully accessed the PPP less frequently.