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Author:Office, Community Affairs 

Journal Article
Concentrated poverty in the eleventh district

This issue of Banking and Community Perspectives analyzes the dynamics of concentrated poverty in rural and urban settings.
Banking and Community Perspectives , Issue 2 , Pages 3, 5-8

Journal Article
Retooling affordable housing strategies: case studies of local finance options

Some local communities are discovering that affordable housing and community development programs can flourish even with reduced federal backing.
Banking and Community Perspectives , Issue 1

Journal Article
Determining Coverage Under HOEPA

The Home Ownership Equity Protection Act (HOEPA) identifies a class of high-cost home equity loans through rate and fee triggers.
e-Perspectives , Volume 2 , Issue 2

Journal Article
Low-income housing tax credits in Texas: achievements and challenges

As the LIHTC program faces the biggest challenges of its nearly 25-year history, it's imperative to look holistically at the evolution and distribution patterns of this housing production program. This issue provides a program overview, a current market-condition analysis and an update on recent regulatory changes.
Banking and Community Perspectives , Issue 2

Journal Article
Asset-building strategies in community colleges

The profile of an average college student today is not what you might think. The stereotypical image of a college student?right out of high school, living in the dorm, with parents footing the bill?is no longer the reality. Today, the typical college student is a working adult with one or more dependents and is juggling at least part-time work and full-time family responsibilities while pursuing college credit hours or a job-training certificate.
Banking and Community Perspectives , Issue 1 , Pages 3-8

Journal Article
Rural Texas studies identify housing needs, challenges and strategies

Banking and Community Perspectives , Issue 3 , Pages 12-13

Journal Article
Houston taking holistic approach to affordable-housing development

Banking and Community Perspectives , Issue 3 , Pages 6-8

Journal Article
Building healthier communities from the ground up

This issue of Banking and Community Perspectives focuses on some nonlegislative efforts to foster healthier communities, particularly in low- and moderate-income areas. These efforts are led by both public and private organizations across the Federal Reserve's Eleventh District.
Banking and Community Perspectives , Issue 2 , Pages 3-10, 12

Journal Article
Community development decision flow chart

When CRA officers gather with their examiners, the top question they ask is whether their activity qualifies for CRA purposes. This Community Development Decision Flow Chart can help answer that question.
e-Perspectives , Issue 4

Journal Article
Q & A with Paul A. Jargowsky

An associate professor at the University of Texas at Dallas, Jargowsky directs the Bruton Center for Development Studies, which researches urban and regional development policies and trends, and the Texas Schools Project, which studies educational issues. His research interests center on the geographic concentration of poverty and residential segregation by race and class.
Banking and Community Perspectives , Issue 2 , Pages 4-5

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