Periodic Essay
Still digging out: real net worth per household has rebounded 63 percent since hitting bottom in early 2009
Noeth, Bryan J.; Emmons, William R. (2013)
Short essays related to research on understanding and strengthening the balance sheets of American households.
In the Balance , Issue 4

Journal Article
Flight to safety and U.S. Treasury securities
Sengupta, Rajdeep; Noeth, Bryan J. (2010-07)
As in most crises, investors turned to Treasuries in droves over the past couple of years, even as yields declined.
The Regional Economist , Issue Jul , Pages 18-19

Journal Article
Some closure on foreclosures?
Noeth, Bryan J.; Sengupta, Rajdeep (2011)
Contrary to popular perception, the foreclosure process can be very costly for a lender?it remains a puzzle as to why such large numbers of mortgages in default enter into foreclosure in the first place.
Economic Synopses

Journal Article
Is shadow banking really banking?
Sengupta, Rajdeep; Noeth, Bryan J. (2011-10)
To those who don't know, the term "shadow banking" probably has a negative connotation. This primer draws parallels between what has been termed the shadow banking sector and the traditional banking sector?showing that they are similar in many ways.
The Regional Economist , Issue Oct , Pages 8-13

Periodic Essay
Hispanic population's share of wealth likely to increase by 2025
Noeth, Bryan J.; Emmons, William R. (2014)
In the Balance , Issue 8 , Pages 1-4

Journal Article
Student-loan debt in the district—reasons behind the recent increase
Gascon, Charles S.; Noeth, Bryan J. (2013-10)
The Regional Economist , Issue October

Periodic Essay
Shifting fortunes: wealth trends in the Federal Reserve’s survey of consumer finances
Noeth, Bryan J.; Emmons, William R. (2012)
Short essays related to research on understanding and strengthening the balance sheets of American households.
In the Balance , Issue 1

Journal Article
Global European banks and the financial crisis
Noeth, Bryan J.; Sengupta, Rajdeep (2012-11)
This paper reviews some of the recent studies on international capital flows with a focus on the role of European global banks. It presents a revision to the commonly held ?global saving glut? view that East Asian economies (along with oil-rich nations) were the dominant suppliers of capital that fueled the asset price boom in many parts of the world in the early 2000s. It argues that the role of funding costs and a ?liberal? regulatory regime that allowed for an unprecedented expansion of the balance sheets of European banks was no less important. Finally, we describe the aftermath of the ...
Review , Issue Nov , Pages 457-480

Journal Article
Home equity and household income
Noeth, Bryan J.; Sengupta, Rajdeep (2012)
During 1995-2007, home equity increased more than gross income for high-, low- and middle-income groups.
Economic Synopses

Journal Article
Economic vulnerability and financial fragility
Noeth, Bryan J.; Emmons, William R. (2013-09)
Unfortunately, many families with the greatest exposure to the economic dislocations of the recent recession also had very risky balance sheets beforehand that were characterized by low levels of liquid assets, high portfolio concentrations in housing, and relatively high balance-sheet leverage. The authors argue that economic vulnerability and risky balance sheets are correlated because they derive from common factors. These factors include a low stock of human capital, inexperience (relative youth), and, in some cases, the legacy of discrimination in housing, education, and employment. ...
Review , Issue Sep , Pages 361-388