Search Results
Report
Report on the Economic Well-Being of U.S. Households in 2019
This report describes the responses to the 2019 Survey of Household Economics and Decisionmaking (SHED) as well as responses to a follow-up survey conducted in April 2020. The Federal Reserve Board has fielded this survey each fall since 2013 to understand the wide range of financial challenges and opportunities facing families in the United States.
Working Paper
Financial Repercussions of SNAP Work Requirements
This paper considers the credit response of individuals after the implementation of new work requirements for Supplemental Nutrition Assistance (SNAP) benefits using a large nationally representative sample of credit records. It does so by exploiting county-level variation in the implementation of work requirements after the Great Recession in a difference-in-differences design. We find that the implementation of new SNAP work requirements leads more people to seek out new credit and leads to an increase in credit account openings. New work requirements also result in an increase in total ...
Discussion Paper
Household Finances under COVID-19: Evidence from the Survey of Household Economics and Decisionmaking
This first article looks at select results from the most recent Survey of Household Economics and Decisionmaking (SHED), originally fielded in October 2019, and from supplemental SHED surveys fielded in April and July 2020 to measure the economic impact of the pandemic.
Report
Report on the Economic Well-Being of U.S. Households in 2019, Featuring Supplemental Data from April 2020
This report describes the responses to the 2019 Survey of Household Economics and Decisionmaking (SHED) as well as responses to a follow-up survey conducted in April 2020. The Federal Reserve Board has fielded this survey each fall since 2013 to understand the wide range of financial challenges and opportunities facing families in the United States.
Discussion Paper
Does it Matter who your Parents are? Findings on Economic Mobility from the Survey of Household Economics and Decisionmaking
Coming out of the Great Recession, there are renewed concerns about the level of economic opportunity throughout the income distribution and the extent to which economic advancement is a realistic goal for all American families.
Discussion Paper
Improving Housing Payment Projections during the COVID-19 Pandemic
COVID-19 caused widespread job loss, raising concerns about whether people can still cover their rent or mortgage expenses. Policymakers and researchers are working to understand the effects of the pandemic on housing payments and predict future payment rates.
Discussion Paper
Holiday Spending and Financing Decisions in the 2015 Survey of Household Economics and Decisionmaking
One of the recurring themes in the Federal Reserve Board's Survey of Household Economics and Decisionmaking (SHED) is a lack of savings capacity for many individuals. This was manifested in the 2015 survey by the nearly half of respondents who would borrow or sell something to cover a $400 emergency expense (Federal Reserve Board, 2016).
Discussion Paper
Shedding Light on Our Economic and Financial Lives
In November and December of 2017, we interviewed over 12,000 individuals, representative of all adults in the United States, about their economic and financial lives. Here we discuss the responses on three important economic issues: the role of economic conditions in the opioid epidemic; jobs with irregular schedules and varying income as a potential barrier to full employment; and how low rates of geographic mobility may relate to family support networks.