Journal Article
Competition in Local Agricultural Lending Markets: The Effect of the Farm Credit System
Morris, Charles S.; Wilkinson, James; Hogue, Eric W. (2015-10)
Charles S. Morris, James Wilkinson, and Eric Hogue assess the effects of Farm Credit Association lending on measures of competition in agricultural banking markets.
Economic Review , Issue Q IV , Pages 51-78

Journal Article
The Effect of risk and organizational structures on bank capital ratios
Hogue, Eric W.; Sengupta, Rajdeep (2014-10)
Capital holdings can help banks absorb unexpected losses and protect the financial system from costs associated with bank failures. As a result, a bank's capital ratio?the ratio of equity capital to total assets?can serve as an important benchmark for financial stability. Although banks are required to hold sufficient capital to meet regulatory minimums, they may have mixed incentives to hold capital in excess of these requirements. Rajdeep Sengupta and Eric W. Hogue examine how a bank's riskiness and organizational structure affect its capital holdings. They find that banks with higher risk ...
Economic Review , Issue Q IV , Pages 53-70