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Report
The 2011 and 2012 Surveys of Consumer Payment Choice: Technical Appendix
This document serves as the technical appendix to the 2011 and 2012 Surveys of Consumer Payment Choice. The Survey of Consumer Payment Choice (SCPC) is an annual study designed primarily to study the evolving attitudes to and use of various payment instruments by consumers over the age of 18 in the United States. The main report, which introduces the survey and discusses the principal economic results, can be found here. In this data report, we detail the technical aspects of the survey design, implementation, and analysis.
Report
The 2016 and 2017 Surveys of Consumer Payment Choice: Technical Appendix
This document serves as the technical appendix to the 2016 and 2017 Surveys of Consumer Payment Choice administered by the Dornsife Center for Economic and Social Research (CESR). The Survey of Consumer Payment Choice (SCPC) is an annual study designed primarily to collect data on attitudes toward and use of various payment instruments by consumers over the age of 18 in the United States. The main report, which introduces the survey and discusses the principal economic results, is on our website at frbatlanta.org/banking-and-payments/consumer-payments/survey-of-consumer-payment-choice. In ...
Working Paper
Improved Estimation of Poisson Rate Distributions through a Multi-Mode Survey Design
Researchers interested in studying the frequency of events or behaviors among a population must rely on count data provided by sampled individuals. Often, this involves a decision between live event counting, such as a behavioral diary, and recalled aggregate counts. Diaries are generally more accurate, but their greater cost and respondent burden generally yield less data. The choice of survey mode, therefore, involves a potential tradeoff between bias and variance of estimators. I use a case study comparing inferences about payment instrument use based on different survey designs to ...
Report
Identifying and Evaluating Sample Selection Bias in Consumer Payment Surveys
This paper develops a two-stage statistical analysis to identify and assess the effect of a sample selection bias associated with an individual’s household role. The methodology is applied to the 2012 Survey of Consumer Payment Choice. Survey responses to a series of questions about the respondent’s role in household finances are combined and adjusted for response error to estimate a latent variable that represents each individual’s share of household responsibility. The distribution of this variable among survey respondents suggests that the sampling procedure favors household members ...
Report
The 2015 Survey of Consumer Payment Choice : Technical Appendix, Research Data Report No. 17-4
This document serves as the technical appendix to the 2015 Survey of Consumer Payment Choice administered by the Dornsife Center for Economic and Social Research (CESR). The Survey of Consumer Payment Choice (SCPC) is an annual study designed primarily to collect data on attitudes to and use of various payment instruments by consumers over the age of 18 in the United States. The main report, which introduces the survey and discusses the principal economic results, can be found at http://www.bostonfed.org/economic/cprc/SCPC. In this data report, we detail the technical aspects of the survey ...
Report
The 2015 and 2016 diaries of consumer payment choice: technical appendix
This document serves as the technical appendix to the 2015 and 2016 editions of the Diary of Consumer Payment Choice (DCPC) administered by the Center for Economic and Social Research. The DCPC is a study designed primarily to collect data on financial transactions over a three-day period by U.S. consumers ages 18 and older. In this data report, we detail the technical aspects of the survey design, implementation, and analysis.
Report
The 2012 diary of consumer payment choice: technical appendix
This document serves as the technical appendix to the 2012 Diary of Consumer Payment Choice administered by the RAND Corporation. The Diary of Consumer Payment Choice (DCPC) is a study designed primarily to collect data on financial transactions over a three-day period by consumers over the age of 18 in the United States. In this data report, we detail the technical aspects of the survey design, implementation, and analysis.
Report
Identifying and evaluating sample selection bias in consumer payment surveys
Making meaningful inferences based on survey data depends on the ability to recognize and adjust for discrepancies between the survey respondents and the target population; this partly involves understanding how survey samples differ with respect to heterogeneous clusters of the population. Ex post adjustments for unbiased population parameter estimates are usually based on easily measured variables with known distributions in the target population, like age, gender, or income. This paper focuses on identifying and assessing the effect of an overlooked source of heterogeneity and potential ...
Report
Estimating Population Means in the 2012 Survey of Consumer Payment Choice
This report examines the effect of adding to a longitudinal panel on estimates of population parameters in the 2012 Survey of Consumer Payment Choice (SCPC) more than 1,000 newly recruited respondents specifically targeted to fill segments of the U.S. population that tend to be underbanked and underrepresented in the longitudinal panel. In many ways, the new respondents have fundamentally different characteristics from the ongoing respondents. To minimize confounding sources of change to annual estimates when making comparisons across years, the official 2012 SCPC publication was based on the ...
Working Paper
Division of Financial Responsibility among Mixed-Gender Couples
This paper uses individuals' self-assessments of their contribution to four household activities to study how mixed-gender couples divide household responsibility. Household responsibility dynamics are characterized according to a three-point ordinal variable, whose distribution is linked to a variety of household demographics via a proportional odds model fit using survey data from both members of 327 couples. The data reveal that household tendencies depend on household demographics, albeit differently across the four activities. For household shopping, gender is the primary determinant of ...