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Discussion Paper
A Note on the New Credit Union Estimates in the G.19 "Consumer Credit" Statistical Release
Credit unions provide a significant share—approximately 14 percent—of consumer debt. As of 2025:Q1, consumer credit provided by credit unions was measured at over $716 billion in the G.19 Statistical Release, "Consumer Credit," a Principal Federal Economic Indicator produced by the Federal Reserve Board.
Discussion Paper
An Overview of Credit-Building Products
Credit-building products are secured small-dollar products that allow consumers to either establish or improve their credit scores by having lenders report their payment activity to credit bureaus. Examples include secured credit cards or loan products such as credit-builder and passbook loans.