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Journal Article
Financial education: Does it work and how do we know?
Discussion Paper
Empirical assessment of SR/CA small-dollar lending letter impact
Guidance is used by bank regulators to communicate supervisory expectations to both examiners and banks. In March 2020, in response to pandemic shut-downs, financial regulators issued a joint statement encouraging small-dollar lending to meet temporary cash-flow imbalances, unexpected expenses, or income short-falls.