Report
Consumers and Mobile Finance Services 2015
Thomas, Logan; Dodini, Samuel; Merry, Ellen A.; Gonzalez, Arturo; Brown, Alexandra (2015-03)
Mobile phones have increasingly become tools that consumers use for banking, payments, budgeting, and shopping. Given the rapid pace of developments in the area of mobile finance, the Federal Reserve Board began conducting annual surveys of consumers’ use of mobile financial services in 2011. The survey examines trends in the adoption and use of mobile banking, payments, and shopping behavior and how the emergence of mobile financial services affects consumers’ interaction with financial institutions. This report presents findings from the 2014 survey, fielded in December, which focused ...
Reports and Studies

Report
Consumers and Mobile Financial Services 2015
Thomas, Logan; Dodini, Samuel; Merry, Ellen A.; Gonzalez, Arturo; Brown, Alexandra (2015-03)
Mobile phones have increasingly become tools that consumers use for banking, payments, budgeting, and shopping. Given the rapid pace of developments in the area of mobile finance, the Federal Reserve Board began conducting annual surveys of consumers’ use of mobile financial services in 2011. The survey examines trends in the adoption and use of mobile banking, payments, and shopping behavior and how the emergence of mobile financial services affects consumers’ interaction with financial institutions. This report presents findings from the 2014 survey, fielded in December, which focused ...
Reports and Studies

Working Paper
Are Central Cities Poor and Non-White?
Schuetz, Jenny; Gonzalez, Arturo; Larrimore, Jeff; Merry, Ellen A.; Robles, Barbara J. (2017-03)
For much of the 20th century, America's central cities were viewed as synonymous with economic and social hardship, often used as proxy for low-income communities of color. Since the 1990s, however, many metropolitan areas have seen a resurgence of interest in central city neighborhoods. Theoretical models of income sorting lead to ambiguous predictions about where households of different income levels will live within metropolitan areas. In this paper, we explore intra-city spatial patterns of income and race for U.S. metropolitan areas, focusing particularly on the locations of low-income ...
Finance and Economics Discussion Series , Paper 2017-031

Discussion Paper
Are Central Cities Poor and Non-White?
Schuetz, Jenny; Gonzalez, Arturo; Larrimore, Jeff; Merry, Ellen A.; Robles, Barbara J. (2017-05-15)
In the U.S., geography has long been viewed as a proxy for income and race.
FEDS Notes , Paper 2017-05-15