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Journal Article
Why do gasoline prices react to things that have not happened?
Neely, Christopher J.; Emmons, William R. (2007-07)
Some people complain they are being gouged at the pump, but raising prices now in anticipation of what might happen helps ensure an adequate gas supply.
The Regional Economist , Issue Jul , Pages 10-11

Is College an Engine of Inequality?
Emmons, William R. (2021-02-04)
Higher education holds the promise of helping to level the playing field, yet data suggest that Black and Hispanic students are falling behind.
On the Economy

Journal Article
Housing's great fall: putting household balance sheets together again
Emmons, William R. (2009-10)
The simplest way to avoid another devastating housing crash and foreclosure crisis probably is to reduce household borrowing and, then, to keep it low.
The Regional Economist , Issue Oct , Pages 14-15

Do College Degrees Mean More Wealth?
Emmons, William R. (2021-01-21)
College degrees usually indicate higher income and wealth over those without. But the college wealth premium for those born more recently is getting smaller.
On the Economy

Journal Article
Don't expect consumer spending to be the engine of economic growth it once was
Emmons, William R. (2012-01)
The Regional Economist

Journal Article
Measuring the Fed’s Monetary Policy Stance during COVID-19
Emmons, William R. (2022-04-14)
As the COVID-19 period shows, measuring both the Fed’s instrument settings and the economy’s condition are important to gauge the stance of monetary policy.
The Regional Economist

Journal Article
The housing giants in plain view
Yeager, Timothy J.; Vaughan, Mark D.; Emmons, William R. (2004-07)
These government-sponsored enterprises continue to make headlines because of their explosive growth and resulting heavyweight status within the nation's financial system.
The Regional Economist , Issue Jul , Pages 4-9

Journal Article
The foreclosure crisis in 2008: predatory lending or household overreaching?
Fogel, Kathy; Yeager, Timothy J.; Ma, Liping; Lee, Wayne Y.; Emmons, William R.; Rorie, Deena (2011-07)
At least early in the financial crisis, the high rate of foreclosures seemed to be due more to households' overreaching than to predatory lending. A disproportionate number of those being foreclosed on were well-educated, well-off and relatively young people.
The Regional Economist , Issue July , Pages 12-14

Journal Article
Inflation, exchange rates, and oil prices
Emmons, William R. (2000-11)
International Economic Trends , Issue Nov

Journal Article
An imperfect crystal ball
Yeager, Timothy J.; Emmons, William R. (2002-01)
The futures market is not a perfect crystal ball. In some cases, it accurately forecasts what spot prices will be in the future. But not always.
The Regional Economist , Issue Jan. , Pages 10-11

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