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Consumer Credit Health after the 2025 St. Louis Tornado
Consumer credit conditions, as measured by credit card balances and delinquency, weakened in lower-income areas affected by the May 2025 St. Louis tornado.
The Credit Journey of Lower-Income Households
Financial services such as bank accounts and loans support financial well-being. What is accessing credit like for those with lower incomes?
Enhancing Credit Access for Low- and Moderate-Income Communities
Attendees of the Crossing the Credit Barrier conference said collaboration to advance low- and moderate-income communities' credit access was a key idea to implement.
Report
Access to Credit and Financial Services: A Bridge to Financial Well-being
Two analyses describe low- and moderate-income individuals’ access to credit and how this group broadly interacts with financial institutions and services.