Journal Article
How Valuable Are External Auditors to the Banking Industry?
Dahl, Drew (2021-09-09)
Although regulators often rely on third-party auditors in monitoring the banking industry, does the quality of auditors’ work justify the costs?
The Regional Economist

Journal Article
Was the Paycheck Protection Program Effective?
Emmons, William R.; Dahl, Drew (2022-07-06)
The Paycheck Protection Program offered timely COVID-19 relief, but a new study found that most of its funds failed to reach the workers it was meant to help.
The Regional Economist

Journal Article
How Fast Will Banks Adopt New Technology This Time?
Meyer, Andrew P.; Wiggins, Neil; Dahl, Drew (2017)
We offer insight into this question of what might happen with respect to the introduction of new technologies by looking back at what did happen following introduction of an earlier technology: bank websites. If the past is prologue, this may foretell how technological innovations in banking will be diffused in the future.
The Regional Economist , Volume 25 , Issue 4

Conference Paper
Community Reinvestment Act rating downgrades and changes in bank lending behavior
Spivey, Michael F.; Evanoff, Douglas D.; Dahl, Drew (1999)
Proceedings , Paper 634

Journal Article
Scale Matters: Community Banks and Compliance Costs
Meyer, Andrew P.; Neely, Michelle Clark; Dahl, Drew (2016-07)
Research shows that complying with government regulations is more burdensome for smaller community banks than larger community banks. Despite spending proportionately more resources on compliance, the smaller banks do not perform as well as the larger ones, at least in one key metric.
The Regional Economist , Issue July

Conference Paper
Moral hazard, equity issuance and recoveries of undercapitalized banks
Spivey, Michael F.; Dahl, Drew (1991)
Proceedings , Paper 323

Conference Paper
Managerial turnover and discretionary accounting decisions in banks with concentrated ownership
Dahl, Drew (1993)
Proceedings , Paper 413

Journal Article
Subjective Assessment of Managerial Performance and Decisionmaking in Banking
Coster, Daniel; Dahl, Drew (2022-07-14)
We examine subjective supervisory assessments of managerial performance in the banking industry. Results of empirical tests show that better assessments are (i) positively associated with decisions made by examiners to upgrade relatively objective bank performance ratings; (ii) negatively associated with decisions made by examiners to downgrade relatively objective bank performance ratings; and (iii) positively associated with decisions made by bank holding company managers to distribute resources among subsidiary banks. These results are consistent with the finding that soft information ...
Review , Volume 104 , Issue 3 , Pages 210-223

Journal Article
CEO Succession at Rural Banks
Dahl, Drew; Milchanowski, Mike (2018)
We examine [the migration of workforce] using the banking industry as an empirical laboratory. Our analysis focuses on the ages of incoming chief executive officers (CEOs) at rural commercial banks. The people we are looking at, in other words, are those who are brought in to ?run the farm? rather than those who are brought in to work on it?that is, the newcomers are older. But are they older or younger in rural areas than in cities? And, perhaps more importantly, have they been growing even older, or younger, over time?
The Regional Economist , Volume 26 , Issue 2

Journal Article
\\"Banking Deserts\\" Become a Concern as Branches Dry Up
Franke, Michelle; Dahl, Drew (2017)
Find out how many people, including minorities and the poor, are affected by these deserts and which area of the country is likely to see more of these.
The Regional Economist , Volume 25 , Issue 2