Periodic Essay
Which Families Are Most Vulnerable to an Income Shock such as COVID-19?
Boshara, Ray; Ricketts, Lowell R. (2020-05-01)
Families without enough "safe" assets and too much debt are at risk—who else should policymakers and others target for economic assistance?
In the Balance

Journal Article
Thinking Big—And Thinking Small
Boshara, Ray (2017-07)
Modest but scalable innovations can reshape economic opportunity for struggling Americans.
Bridges , Issue Summer

Which Families Are Most Vulnerable to an Income Shock? A Look at Race and Ethnicity
Ricketts, Lowell R.; Boshara, Ray (2020-12-08)
While liquid assets, education and other factors are associated with how economically resilient families may be during a crisis, race and ethnicity are also related.
On the Economy

Report
After the fall : rebuilding family balance sheets, rebuilding the economy
Boshara, Ray; Emmons, William R. (2012)
Essay from the 2012 Annual Report.
Annual Report

Periodic Essay
The Demographics of Wealth - How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy. Essay No. 3: Age, Birth Year and Wealth
Noeth, Bryan J.; Boshara, Ray; Emmons, William R. (2016)
Although there may be downsides to old age, those 62 and older can take heart in knowing that the odds are in favor of their being wealthier than younger people. And the gap has widened considerably over the past quarter-century?in favor of old people. That said, being old isn?t what it used to be. Baby boomers, who are now retiring in droves, are likely to be less well-off than their ?old? counterparts in the two previous generations. And it looks as if members of the next two generations ? Generation X and Generation Y (the millennials) ? might also end up less wealthy than the generation ...
Demographics of Wealth , Issue 3 , Pages 1-28

Journal Article
Financial Fragility Following COVID-19 Income Shocks: Who is Most Vulnerable?
Boshara, Ray; Ricketts, Lowell R. (2020-06-29)
The COVID-19 pandemic prompts the Center for Household Financial Stability team to weigh the causes of certain families being more at-risk to economic shock than others.
Bridges

Five Ideas to Support Families amid Growing Wealth Inequality
Kent, Ana Hernández; Boshara, Ray (2022-03-03)
Setting up emergency savings and creating new ways to build wealth are some ideas that could increase the economic resiliency of U.S. families.
On the Economy

Identifying the Most Financially Vulnerable Families
Boshara, Ray; Ricketts, Lowell R. (2020-12-07)
Households with less than two months’ income in liquid assets and those with high debt-to-income ratios face the greatest risk of serious delinquency.
On the Economy

Journal Article
The Challenges and Promises of Rural America
Boshara, Ray (2019-07)
A trip to a rural Minnesota town prompts an assessment of the issues?and innovations?that impact similar communities across the nation.
Bridges , Issue Summer

Journal Article
Does College Level the Playing Field?
Boshara, Ray; Ricketts, Lowell R.; Emmons, William R. (2017-04)
The answer to this question may be ?No?; read about a research symposium and subsequent paper that explored the links between race and ethnicity, and education and wealth.
Bridges , Issue Spring