Latest Items by Federal Reserve Bank of Philadelphia

• Do Research Universities Recession-Proof Their Regions? Evidence from State Flagship College Towns
  Jump, Robert Calvert & Scavette, Adam
• Credit Scores and Inequality across the Life Cycle
  Corbae, Dean & Chatterjee, Satyajit & Dempsey, Kyle & Ríos-Rull, José-Víctor
• Explaining Contract Heterogeneity in the Credit Card Market
  Eyigungor, Burcu & Chatterjee, Satyajit
• Racial Heterogeneity in Consumption Responses to the Economic Impact Payment
  Nakajima, Makoto & Goto, Yulina
• Large SVARs
  Shin, Minchul & Arias, Jonas E. & Rubio-Ramirez, Juan F.
• The Effects of Wildfire and Distant Air Pollution on Household Financial Well-Being
  Tzur-Ilan, Nitzan & An, Xudong & Gabriel, Stuart A.
• Economic Trends and Opportunities for Philadelphia
  Paulson, Anna L.
• Not Cashing In on Cashing Out: An Analysis of Low Cash-Out Refinance Rates
  Hossain, Mallick & Livshits, Igor & Wardius, Collin
• Thoughts on the U.S. Economy and the Year Ahead
  Paulson, Anna L.
• Does Skin in the Game Align Incentives? The Case of CRE CLOs
  Broxterman, Daniel & Ma, Xingliang & Cordell, Lawrence R. & Dougal, Casey
• The Fed Put and Bank Risk-Taking Evidence from the Loan Book
  An, Xudong & Ramcharan, Rodney & Kilic, Mete & Hegde, Saket & Jan, Harren
• Property Tax Pass-Through to Renters: A Quasi-Experimental Approach
  Baker, Sarah S.
• What Is My Home Worth?
  Wylie, David & Amornsiripanitch, Natee
• Regional Spotlight: Introducing the Price and Inflation Expectations Survey
  Krasusky, Emerson & Curran, Kevin
• Regional Spotlight: Introducing the Price and Inflation Expectations Survey
  Krasusky, Emerson & Curran, Kevin
• Banking Trends: How Banks Fund Their Lending
  DiSalvo, James
• Banking Trends: How Banks Fund Their Lending
  DiSalvo, James
• Harvesting Historical Data with LLMs
  Moulton, Daniel & Severen, Christopher
• Economic Outlook
  Paulson, Anna L.
• Hospital Billing Regulations and Financial Well-Being: Evidence from California’s Fair Pricing Law
  Antwi, Yaa Akosa & Aouad, Marion & Blascak, Nathan
• Financial Consequences of Student Loan Delinquency, Default, and Servicer Quality
  Welch, Meredith
• Economic Outlook
  Paulson, Anna L.
• Evidence of Diverging Spending Behavior by Income
  Akana, Tom
• Combining AI and Established Methods for Historical Document Analysis
  Moulton, Daniel & Santucci, Larry & Smith, Robyn
• Harnessing the Benefits, Minding the Risks of Fintech Innovations
  Paulson, Anna L.
• Single-Family REITs and Local Housing Markets
  Li, Wenli & Yu, Edison & Giacoletti, Marco & Heimer, Rawley
• The Great Reshuffle: Remote Work and Residential Sorting
  Su, Yichen & Li, Wenli
• Staying Ahead of the Curve: Twenty-Five Years of Consumer Finance Excellence
  Paulson, Anna L.
• Aging and Housing Returns
  Strahan, Philip E. & Zhang, Song & Amornsiripanitch, Natee
• At-Risk Transformation for U.S. Recession Prediction
  Billakanti, Rahul & Shin, Minchul