Journal Article
Do bank branches matter anymore?
Abstract: Bank branches have been disappearing in some major metropolitan areas, as their populations and economic activity decline. Our research suggests that brick-and-mortar branches provide tangible benefi ts to consumers, especially in low- and moderate-income neighborhoods. When branches are located in these areas, borrowers living there default less and have greater access to credit.
Keywords: Banks and banking - Ohio; Banks and banking - Research; Branch banks;
Access Documents
File(s):
File format is text/html
https://doi.org/10.26509/frbc-ec-201113
Description: Full Text
Authors
Bibliographic Information
Provider: Federal Reserve Bank of Cleveland
Part of Series: Economic Commentary
Publication Date: 2011
Issue: Aug
Order Number: 13