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Does Holiday Shopping Affect My Credit Score?
Abstract: New credit accounts are hard credit inquiries and can affect your score. Meanwhile, checking your own credit report is a soft inquiry and will not hurt your score.
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https://www.stlouisfed.org/open-vault/2018/december/holiday-shopping-credit-score
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https://fraser.stlouisfed.org/title/open-vault-9398/holiday-shopping-affect-credit-score-688021
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Provider: Federal Reserve Bank of St. Louis
Publication Date: 2018-12-11