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Banking Analytics: Lower Asset Yields Squeeze Bank Interest Margins in Q1


Abstract: U.S. banks’ net interest margin declined to 3.22% in the first quarter of 2026 from 3.30% in the fourth quarter of 2025. Learn what’s behind the decrease.

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Provider: Federal Reserve Bank of St. Louis

Source: On the Economy

Publication Date: 2026-06-18

Note: This series is part of ongoing work by the Supervisory Policy and Risk Analysis team to highlight key banking metrics in monitoring the health of the banking system, a function of the St. Louis Fed’s Supervision, Credit and Learning Division.