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A Summary of Lending to Childcare Businesses Under Programs of the U.S. Small Business Administration


Abstract: Childcare is a facilities-intensive industry and access to capital is critical for entrepreneurs seeking to open or expand childcare businesses. Yet experts tell us that thin profit margins and limited collateral can make it difficult for childcare business owners to get loans to operate their businesses and upgrade their facilities.

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File(s): https://www.chicagofed.org/publications/chicago-fed-insights/2025/summary-lending-childcare-programs-us-small-business?utm_campaign=chicago_fed_insights&utm_medium=email&utm_source=chicagofed

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Provider: Federal Reserve Bank of Chicago

Publication Date: 2025-02