Journal Article

Policy Update: Should Credit Card Fees Be Regulated?


Abstract: Shoppers are increasingly being greeted with a new sign at the register: "A surcharge will be added to all credit card transactions." This surcharge is meant to cover the interchange fee (typically ranging between 1 percent and 3 percent of the transaction total) plus a processing fee that merchants must pay for all purchases made with a credit card.

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Bibliographic Information

Provider: Federal Reserve Bank of Richmond

Part of Series: Econ Focus

Publication Date: 2025-12-16

Volume: 25

Issue: 4Q

Pages: 18