Briefing
Are U.S. Consumers Ready to Use Pay-by-Bank at the Point of Sale?
Abstract: Pay-by-Bank, a direct transfer from individuals’ bank accounts to merchants’, is gaining popularity as a point-of-sale payment method in countries around the world. Although Pay-by-Bank has yet to become available at points of sale in the United States, data suggest that U.S. consumers are increasingly ready to use this method.
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https://www.kansascityfed.org/research/payments-system-research-briefings/are-us-consumers-ready-to-use-pay-by-bank-at-the-point-of-sale/
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Bibliographic Information
Provider: Federal Reserve Bank of Kansas City
Part of Series: Payments System Research Briefing
Publication Date: 2026-07-15
Pages: 5