Journal Article
CRA and fair lending regulations: resulting trends in mortgage lending
Abstract: This article provides background on the evolution of Community Reinvestment Act (CRA) and fair lending regulations, summarizes the relevant economic literature, and evaluates the effectiveness of the regulations by analyzing recent trends in mortgage lending activity. Are the trends in line with the intent of the regulations? Can the trends by attributed to the regulations?
Keywords: Community Reinvestment Act of 1977; Mortgages; Discrimination in mortgage loans;
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File(s): File format is application/pdf http://www.chicagofed.org/digital_assets/publications/economic_perspectives/1996/epnd96b.pdf
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Bibliographic Information
Provider: Federal Reserve Bank of Chicago
Part of Series: Economic Perspectives
Publication Date: 1996
Volume: 20
Issue: Nov
Pages: 19-46