Discussion Paper

The Price of Bank Funding Behind Private Credit: Evidence from Business Development Companies


Abstract: Private credit is often described as credit provided outside the banking system. In many cases, this description is accurate: private credit lenders originate loans directly to firms, hold those loans on their balance sheets, and do not rely on deposits in the way banks do. But private credit is not fully separate from banks.

https://doi.org/10.17016/2380-7172.4142

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Provider: Board of Governors of the Federal Reserve System (U.S.)

Part of Series: FEDS Notes

Publication Date: 2026-08-07

Number: 2026-08-07