Discussion Paper

Examining the Sensitivity of Regional Banks to Macroeconomic Shocks


Abstract: Following the Global Financial Crisis (GFC), banking supervision and regulation became more stringent for largest banks, particularly systemically important institutions and those with at least $100 billion in consolidated total assets. However, the 2023 stress period following the default of the Silicon Valley Bank (SVB) highlighted that problems at regional banks, which we define as banks between $10 billion and $100 billion in assets, may also cause broader banking system stress.

https://doi.org/10.17016/2380-7172.4097

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Bibliographic Information

Provider: Board of Governors of the Federal Reserve System (U.S.)

Part of Series: FEDS Notes

Publication Date: 2026-08-04

Number: 2026-08-04